When considering a move abroad, an exploratory trip is highly recommended. After checking each country off the list, We thoughts about the 10 most important factors such as safety and cost of living will be shared to address the big question: could one live here? Today’s discussion focuses on living in Portugal. Unfortunately, the government recently announced a change that might cause some to reconsider, but this will be addressed later.
1. Residency Visa Options
This is arguably the most crucial factor when considering a country to live in. Without a suitable visa option, the idea becomes a non-starter.
Portugal offers two types of D8 visas: a one-year temporary stay visa and a two-year residence visa. Both require a minimum income of €340 per month. Opting for the two-year residence visa necessitates obtaining a NIF number, opening a Portuguese bank account, and providing proof of accommodation. The D7 Visa, a passive income visa, has been around for a while and requires at least €760 per month to qualify. This visa also requires obtaining a NIF number and opening a Portuguese bank account, along with proof of accommodation. Regardless of the visa type, staying out of the country for more than six consecutive months is not permitted. This means becoming a tax resident and paying taxes in Portugal.
Currently, the NHR tax scheme is scheduled to end on December 31st, 2023, which could significantly increase tax rates. More details on this will be provided in the cost of living section.
2. Safety and Stability in Portugal
Portugal is ranked number seven on the Global Peace Index and is considered one of the safest countries in the world, particularly in Europe. Walking around both day and night in areas like Porto and others generally feels extremely safe. However, the Prime Minister’s recent resignation, triggering new elections in the spring of 2024, may raise concerns about governmental stability. This is the second such event in the past two years. Despite this, Portugal is still viewed as a safe and stable place to live.
3. Weather and Natural Disasters
During a short trip to Portugal, a lot of diverse weather was experienced. The Green Coast region, which includes Porto and Braga, is cooler and wetter, especially in the fall and winter. The Silver Coast, from south of Porto to north of Lisbon, has milder winters and hot, dry summers. The Lisbon coast and the Algarve region on the southern coast are much warmer and drier. Inland regions are cooler in the north and warmer and drier in the south. The islands of the Azores have mild temperatures, while Madeira is similar to San Diego or Hawaii. Overall, Portugal is known for its great weather, offering something appealing for everyone. However, natural disasters such as Atlantic storms, droughts, fires, and occasionally earthquakes need to be considered.
4. Health Insurance and Healthcare
Portugal has excellent healthcare, ranked number 20 by CEO World. Fortunately, there was no need to use the healthcare system during the visit, but positive feedback from other expats has been noted. A pharmacy visit for medications resulted in a positive experience, with helpful staff who spoke English. Residents can utilize the mostly free public healthcare plan, which has some minimal fees. Alternatively, private insurance is very affordable, ranging from $50 to $150 per month per person. A doctor’s visit, if paying cash, typically costs around $40 to $50.
5. Housing in Portugal
Finding a place to live is essential, and Portugal offers a variety of housing options. Condos and detached homes are available, with options to live on the coast or in a big city like Lisbon or Porto. Prices are lower outside the main cities, and smaller cities like Braga and Coimbra are much more affordable. However, living in the heart of Lisbon or Porto means paying more, and properties there are generally smaller compared to what might be expected. Housing prices have increased by 48% in the last four to five years, making it difficult for some locals to find affordable places to live.
6. Food and Restaurants
Several grocery store chains in Portugal, such as Pingo Doce, Continente, Maradona, and Fresco, offer a wide variety of foods in grocery stores and mercados. Specialty stores like Asian, Indian, and Korean shops are also available. The quality and quantity of restaurants in Porto and other areas are impressive, with a wide variety of cuisine, both local and international, from fast food to high-end dining. Many options for people with dietary requirements make eating out easy.
7. Cost of Living
The exchange rate is currently 1.07 to 1 Euro, meaning a 7% hit on the cost of living by moving money from the US. Portugal’s sales tax is 23%, but they have a tiered system with some items taxed at 13%, like wine, and others at 6%, like food. Some items are even at 0%. One way to save money is with no tipping; tipping is not common or expected in Portugal. The NHR tax scheme currently does not tax foreign-source income but does tax Portuguese-source income at a reduced rate. This scheme is scheduled to end in December 2023, which could result in higher taxes for new residents.
Health insurance for residents is affordable, and dining out costs between $15 to $30 for lunch and $30 to $50 for dinner for two, including wine. Grocery costs are similar to Ecuador, maybe a little higher, with some items significantly cheaper and others more expensive. Rent ranges from $700 to $1,500 per month for a condo or home, depending on location and amenities. The overall cost of living for a single person can range from $1,800 to $2,200 a month, and for a couple, it can range from $2,500 to $3,000 a month, outside major metro areas like Porto or Lisbon, where costs are higher.
8. Walkability and Public Transportation
Cities and towns in Portugal are designed for walkability with lots of local shops, nice sidewalks, and crosswalks where cars stop for pedestrians. The country has an extensive rail system, making city-to-city travel with luggage easy. Local metro and buses are also super easy to use, and taxis and Uber are readily available. Walking around is safe and convenient.
9. Quality of Life in Portugal
Portugal offers a high quality of life with many activities and amenities. Cities, mountains, beaches, surfing, cycling, hiking, gyms, yoga, museums, and concerts provide plenty of options for recreation. People are generally friendly and welcoming, with noticeable kindness in the northern part of Portugal. No anti-foreigner sentiment was experienced during the visit, despite some online rumors.
10. Language Barrier
Portuguese is a difficult language to learn. It looks similar to Spanish, making it easier to read, but the pronunciation is very different, sounding more like Russian. Even Brazilians find the Portuguese version of Portuguese challenging. However, there are many English and Spanish speakers, making the transition easier if coming from an English or Spanish-speaking country.
Is Portugal a good place to live in?
A solid maybe, primarily because of the tax advantages that are currently scheduled to end. If the NHR tax scheme remains, Portugal will stay at the top of the list. If it ends, the taxes might be too high, making it less attractive. Overall, Portugal offers many benefits, but the new immigration laws in Portugal and potential tax changes are crucial factors to consider.
Deciding to open a new business is one of the most significant decisions you’ll make in your life. It’s right up there with choosing a life partner and buying a home. Becoming an entrepreneur is a life-altering event that will impact your life for years to come. There are no guarantees, and there will be obstacles, but if you do it right, start the right small business one that suits your strengths, one that you’re passionate about, and one that allows you to make a profit then the sky’s the limit.
Assessing Your Strengths
Not everyone is cut out to open a new business. While there’s a common perception that entrepreneurship is exciting, it can also be nerve-wracking, liberating, difficult, challenging, time-consuming, overwhelming, fun, joyous, productive, and uncertain all in a single day. The question isn’t whether entrepreneurship is right for you, but rather, are you right for entrepreneurship?
Can you handle the stress, freedom, lack of structure, uncertainty, and opportunity that awaits when you decide to open a new business? If you’re not temperamentally suited for it, the journey will be tough. There’s no shame in this. Some people are artists, some are lawyers, some are vagabonds, and some are homebodies. Similarly, some are entrepreneurs and some are not.
Understanding the Entrepreneurial Mindset
Before you decide to open a new business, it’s crucial to understand what it takes to be an entrepreneur. Successful entrepreneurs share traits like being driven, hardworking, creative, energetic, resourceful, confident, and flexible. Steve Jobs once said, “I’m convinced that about half of what separates the successful entrepreneurs from the non-successful ones is pure perseverance.” If this describes you, then the next question is, where do you go from here?
The Importance of Risk Tolerance
Starting your own business is inherently risky. Borrowing money, setting up shop, and trying out new ideas are fun and exciting, but they also come with no guarantees. To open a new business successfully, you must have a high tolerance for risk. This doesn’t mean taking blind risks. Great entrepreneurs minimize risks by planning carefully and making calculated decisions.
Ways to Minimize Risk
Know Your Numbers: Don’t invest money impulsively. Analyze every opportunity carefully.
Do Your Homework: Research thoroughly, test the waters, and consider worst-case scenarios.
Incorporate: Protect your personal assets by running your business as a corporation or an LLC.
Have Enough Insurance: Proper insurance can protect you from unforeseen issues.
Bring in Help: Hire experts, partners, or consultants to help you manage areas where you lack expertise.
By taking these steps, you can reduce risks and increase your chances of success when you open a new business.
Know Your Numbers
One of the biggest mistakes entrepreneurs make is not thoroughly understanding their financial situation. It’s not enough to have a great idea; you need to know how much it will cost to bring that idea to life. Before you decide to open a new business, create a detailed budget. Include all potential expenses, such as rent, utilities, salaries, supplies, marketing, and any other costs associated with running your business. Don’t forget to account for your personal expenses as well. Knowing your numbers will help you avoid overspending and ensure you have enough funds to keep your business running smoothly.
Do Your Homework
Research is a crucial step before you open a new business. Look into your industry, understand your target market, and analyze your competition. This information will help you make informed decisions and identify potential challenges before they arise. Attend industry events, read relevant publications, and join online forums to stay updated on trends and best practices. The more knowledge you have, the better equipped you’ll be to handle the ups and downs of entrepreneurship.
Incorporate Your Business
Incorporating your business or forming a limited liability company (LLC) can provide significant benefits. It separates your personal assets from your business liabilities, protecting you from personal financial loss if your business encounters legal or financial trouble. Consult with a legal professional to determine the best structure for your business and ensure you meet all legal requirements.
Have Enough Insurance
Insurance is a crucial component when you open a new business. It can protect you from unforeseen events that could otherwise cripple your business. Consider various types of insurance, such as general liability, property, and workers’ compensation. Speak with an insurance agent who specializes in small businesses to determine the coverage you need.
Bring in Help
No entrepreneur is an island. Recognize your strengths and weaknesses, and don’t be afraid to seek help in areas where you lack expertise. This could mean hiring employees, bringing on a business partner, or consulting with experts. Surrounding yourself with knowledgeable and experienced individuals can significantly increase your chances of success.
Overcoming the Overwhelm
Starting a new business can be overwhelming. Questions like “What kind of business should I start?”, “Where will I get the money?”, and “How will I find customers?” are common concerns. But remember, almost every business you see was once a small business started by someone who had never run a business before. They learned, found the money, attracted customers, and are still around. If they can do it, so can you.
Educating Yourself
The next step to open a new business is to educate yourself. Most people start businesses because they love something and want to do it every day. However, loving something and running a business are two different things. You may know a lot about baking or chiropractic care, but running a business involves much more. You need to understand marketing, sales, taxes, hiring, and more.
Gaining Experience
No education is complete without hands-on experience. If you want to open a new business, it’s wise to work in a similar business first. For example, if you want to start an antique store, work in one first. This experience will teach you things no book can.
Additionally, talk to business owners in your desired field. They can provide invaluable insights. Ask them what they like most and least about their business, the startup costs, potential earnings, advertising strategies, and what they would do differently if they were starting over.
Practical Steps to Start Your Business
When you’re ready to open a new business, follow these practical steps:
Research: Understand the industry and market. Know your competition and target audience.
Business Plan: Write a detailed business plan outlining your goals, strategies, and financial projections.
Funding: Determine how much money you need and explore funding options like savings, loans, or investors.
Legal Structure: Choose the right legal structure for your business, such as an LLC or corporation.
Location: Decide whether you’ll operate online, from home, or rent a physical space.
Permits and Licenses: Obtain all necessary permits and licenses.
Branding: Create a strong brand, including a logo, business name, and marketing materials.
Marketing Strategy: Develop a marketing strategy to attract customers. Utilize social media, advertising, and networking.
Launch: Plan a launch event or promotion to kickstart your business.
In-Depth Look at Practical Steps
Research
Research is the foundation of any successful business. Before you open a new business, spend time understanding your industry and market. Identify your target audience and learn about their preferences, needs, and behaviors. Study your competitors to see what they are doing well and where there might be opportunities for you to stand out. Use tools like SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) to get a comprehensive view of your business environment.
Business Plan
A business plan is a roadmap for your business. It outlines your goals, strategies, and the steps you’ll take to achieve them. A solid business plan includes an executive summary, company description, market analysis, organizational structure, product line or services, marketing and sales strategies, funding requirements, and financial projections. This document is not only essential for securing funding but also for keeping you focused and on track as you work to open a new business.
Funding
Securing funding is one of the biggest challenges when you decide to open a new business. Start by estimating how much money you’ll need to cover startup costs and sustain your business until it becomes profitable. Explore different funding options, such as personal savings, bank loans, venture capital, angel investors, crowdfunding, and grants. Each option has its pros and cons, so choose the one that best fits your needs and situation.
Legal Structure
Choosing the right legal structure for your business is crucial. The most common structures are sole proprietorship, partnership, limited liability company (LLC), and corporation. Each has different implications for liability, taxes, and regulatory requirements. Consult with a legal professional to determine which structure is best for your business and ensure you meet all legal requirements.
Location
Deciding on a location is another critical step. Will you operate online, from home, or rent a physical space? Each option has its advantages and challenges. An online business can reach a global audience with lower overhead costs, while a brick-and-mortar location can attract local customers and provide a physical presence. Consider your business model, target audience, and budget when choosing a location.
Permits and Licenses
Before you open a new business, ensure you have all the necessary permits and licenses. These requirements vary depending on your industry and location. Check with local, state, and federal authorities to determine what you need. Failure to obtain the proper permits and licenses can result in fines, legal issues, and even the closure of your business.
Branding
Branding is how you present your business to the world. It includes your business name, logo, color scheme, tagline, and overall visual identity. A strong brand helps you stand out from the competition and makes it easier for customers to recognize and remember your business. Invest time and resources in creating a professional and cohesive brand that reflects your values and resonates with your target audience.
Marketing Strategy
A well-thought-out marketing strategy is essential for attracting customers and driving sales. Identify the most effective channels for reaching your target audience, such as social media, email marketing, search engine optimization (SEO), content marketing, and paid advertising. Develop a marketing plan that outlines your goals, strategies, budget, and key performance indicators (KPIs). Regularly review and adjust your marketing efforts based on what is working and what isn’t.
Launch
The launch of your business is an exciting and critical moment. Plan a launch event or promotion to generate buzz and attract customers. Utilize all your marketing channels to spread the word and create excitement. Consider offering special discounts, hosting an open house, or partnering with local influencers to maximize exposure. A successful launch can set the tone for your business and help you gain momentum from the start.
Continuous Learning and Adaptation
Opening a new business is just the beginning. The entrepreneurial journey requires continuous learning, adaptation, and improvement. Stay informed about industry trends, seek feedback from customers and peers, and be willing to pivot when necessary. The most successful entrepreneurs are those who remain curious, open-minded, and resilient in the face of challenges.
Conclusion: The Journey Ahead
To open a new business is a thrilling and challenging journey. It requires careful planning, risk management, continuous learning, and a lot of hard work. But with the right mindset and preparation, you can turn your entrepreneurial dreams into reality. Remember, every successful business owner started where you are now. Take the leap, do your homework, and be prepared to adapt and grow. Your journey to open a new business starts now.
By following these steps and staying committed to your goals, you’ll be well on your way to successfully opening and running your own business. The path of entrepreneurship is filled with ups and downs, but with perseverance, dedication, and the right strategies, you can achieve great success. Embrace the challenges, learn from your experiences, and enjoy the exciting journey of building something uniquely yours. Good luck!
If you’re dealing with an unregistered property in the land registry (registo predial), you may need a certificate to confirm its status. Here’s how to request this certificate and what you’ll need to provide.
Where to Request a Certificate of Land (registo predial) Registration for an unregistered Property?
To request a certificate for an undescribed property, you can do so in person or by mail at:
A land registry office
Citizen’s Shop (Loja de Cidadão)
Registries Office (Espaço Registos)
Who Can Request a Certificate of Land Registration for an unregistered Property?
Anyone can request a certificate for an undescribed property.
Documents and Requirements for Requesting a Certificate of Land Registration for an unregistered Property
To request the certificate, you’ll need:
The completed and signed certificate request form (requisition for a Negative Certificate)
Your name, address, phone number, and email
Your identification document (Citizen’s Card, identity card, passport, or residency permit)
Information about the property:
Nature of the property (whether it’s rustic or urban)
Location
Area and composition (e.g., pasture land, irrigated land, residential ground floor house, barn, warehouse, ruined house)
Boundaries (names of owners or occupants of adjacent properties)
Current and previous property tax article numbers (matriz)
Name, marital status, and address of the current property owner or occupant, and the two previous ones (unless you don’t know who the two previous owners or occupants were and explain why when making the request)
If the request concerns a share of an undescribed and undivided property, you must provide the names and marital status of all owners, as well as the names of their spouses.
Price for Requesting a Certificate of Land Registration for an unregistered Property
The certificate for a single property costs €30. For each additional property included in the certificate, an additional €16 fee applies.
If you require assistance from a registry office staff member to fill out the form, an extra fee of €1.25 may be charged.
Additional costs apply if you prefer to receive the certificate by special mail services such as blue mail, registered mail, with acknowledgment of receipt, or in person.
How to Request a Certificate of Land Registration for an unregistered Property
In-person: Visit one of the IRN service points that offer this service, accompanied by the necessary documents and information.
By mail: Compile the following in a letter:
Completed and signed certificate request form (requisition for a Negative Certificate)
Your name, address, phone number, email
Your identification document
Information about the property Send it to one of the land registry offices. The certificate will be sent to you by regular mail when ready. If you prefer special mail services, additional costs apply.
Supporting Legislation
Land Registry Code
Decree No. 622/2008 of July 18
For more information and services related to land registration, you can contact the Institute of Registries and Notaries (Instituto dos Registos e do Notariado)
Nowadays, many administrative processes are transitioning to online platforms for convenience and efficiency. One such process is the electronic deposit of notarized private documents on the Land Registry (Registo Predial). This service allows individuals and professionals to securely register legal transactions related to properties through digital means. Here’s a detailed guide on how to navigate this process effectively:
1. Understanding the Scope of Electronic Deposits
The Online Land Registry accepts electronically deposited notarized private documents that pertain to acts subject to land registration, as outlined in Article 24 of Decree-Law 116/2008. This includes documents supporting these acts, which require archiving but are not part of the public record. Additionally, documents containing a creditor’s consent for mortgage registration cancellation can also be deposited electronically.
2. Who Can Request Electronic Deposits?
The following entities have the authority to request the electronic deposit of notarized private documents on the Online Land Registry:
Land Registries
Lawyers
Chambers of Commerce and Industry
Notaries
Solicitors
These professionals can formalize legal transactions involving properties by drafting authentication statements and proceeding with the electronic deposit of relevant documents.
3. When to Request an Electronic Deposit
The electronic deposit of notarized private documents, along with supporting documents that require archiving, must be completed by the entity performing the authentication. This process is mandatory and should occur on the Online Land Registry platform on the date of authentication.
4. How to Initiate the Electronic Deposit
The process involves the following steps:
Fill out the electronic document deposit form
Attach scanned copies of the required documents
Ensure the scanned originals are legible and have good contrast
Use dark ink for signatures to ensure clarity after scanning
Choose a scanning type (black and white or grayscale) for optimal quality
Combine all pages into a single file format (JPEG, TIFF, or PDF) with a maximum size of 5 MB
5. Authentication Requirements
A digital certificate proving the professional status of the depositor (lawyer, notary, or solicitor) is essential for authentication.
6. Fee Structure for Electronic Deposits
The cost for electronic deposits varies:
€20 for depositing a notarized private document or consent for mortgage cancellation, with a 6-month access code
€15 for associating documents with a previous electronic deposit, with 6-month access to the code
Additional fees for code identification renewal (€5 for online requests and €10 for in-person requests)
Accepted electronic payment methods include Visa/MasterCard, Multibanco, or e-Banking.
7. Confirmation and Post-Deposit Process
Upon completing the deposit and confirming payment, the system sends email notifications confirming the electronic deposit. These emails contain details such as the authentication entity, submission date and time, deposited documents, and the assigned identification code.
8. Relevant Legislation
The process is governed by the following legal framework:
Decree-Law No. 116/2008, dated July 4th
Ordinance No. 1535/2008, dated December 30th
Fee Regulations for Registries and Notaries
Conclusion
The electronic deposit service on the Online Land Registry streamlines the process of registering legal transactions related to properties, offering a secure and efficient platform accessible to authorized professionals. Understanding the requirements and steps involved ensures a smooth experience when utilizing this valuable online service.
In this detailed guide, we will walk through the process of searching for contractor certificates via the Institute of Public Markets, Real Estate, and Construction (IMPIC) portal in Portugal. This resource is invaluable for individuals and businesses seeking to verify the credentials of contractors for both public and private construction projects. Let’s explore each aspect in depth:
1. Who Can Perform the Search?
The search for contractor certificates at IMPIC is open to anyone, whether they are individuals or companies interested in obtaining information about certified contractors.
2. When to Conduct the Search?
The search can be conducted at any time, day or night, as the online portal is available 24/7, offering convenience and flexibility.
3. Where to Conduct the Search?
To search for contractor certificates, users can access the IMPIC portal online, making it accessible from anywhere with an internet connection.
4. Cost of the Search and Timelines Involved
One of the key advantages of this service is that it is completely free of charge. Additionally, the results of the search are provided instantaneously, ensuring prompt access to the information needed.
5. How to Conduct the Search?
The process of conducting a search for contractor certificates involves the following steps:
Authentication: Users are required to log in to the IMPIC portal using their Tax Identification Number (NIF).
Input Criteria: Users can enter various search criteria, including:
Name or legal denomination of the contractor
NIF (Tax Identification Number)
NIPC (Corporate Tax Identification Number)
Contractor certificate number
District or municipality where the contractor’s headquarters is located
Type of construction work.
6. Supporting Legislation
The search for contractor certificates is governed by specific legislation, ensuring transparency and compliance with legal requirements. The relevant laws include:
Portaria n.o 14/2004 de 10 de janeiro: This regulation outlines the requirements and procedures for the issuance and renewal of registration titles for construction professionals.
Lei n.º 41/2015 de 3 de junho: This law establishes the legal framework for construction activities, replacing Decree-Law n.º 12/2004 of 9 January.
By following these steps, users can efficiently access and verify the certification status of contractors registered with IMPIC. This process not only enhances transparency but also facilitates informed decision-making when engaging contractors for construction projects in Portugal.
If further assistance is required or if you have specific inquiries, IMPIC provides contact information for their support services on their portal. Feel free to reach out for additional guidance or clarification.
This guide provides a comprehensive overview of the process of searching for contractor certificates at IMPIC, offering valuable insights for individuals and businesses involved in construction activities in Portugal.
Casa Pronta, a service provided by the Ministry of Justice, offers a streamlined approach to completing various property transactions promptly and efficiently. This comprehensive service covers a wide range of real estate activities, including buying, selling, donation, exchange, and property payments, whether involving urban, mixed, or rustic properties. Additionally, Casa Pronta facilitates the transfer of bank loans between institutions and supports the execution of loans secured by property mortgages, all through a single service counter.
Immediate Formalities
The key feature of Casa Pronta is its ability to handle all necessary formalities instantly. Whether you’re looking to buy a new home, transfer an existing loan, or establish a mortgage, Casa Pronta simplifies the process by consolidating multiple steps into a single, convenient service point.
Accessibility and Convenience
One of the significant advantages of Casa Pronta is its accessibility to citizens, businesses, and public entities involved in real estate transactions. This service provides essential support and information required to navigate property-related procedures efficiently.
Services Offered
Let’s delve deeper into the services offered by Casa Pronta and how you can utilize them:
1. Electronic Advertisement Submission
Citizens and businesses can leverage Casa Pronta’s electronic platform to submit advertisements. These advertisements highlight crucial details of the intended property transactions. The objective is to notify public entities with legal preferential rights, allowing them to express their interest in exercising these rights promptly. The cost of submitting such an advertisement is €15, making it an accessible option for property owners and buyers.
2. Preference Expression Online
Public entities with legal preferential rights are mandated to indicate their intent to exercise these preferences through Casa Pronta’s online platform. This streamlined process eliminates the need for individuals and businesses to obtain and pay for negative certificates related to preferential rights before finalizing their transactions.
3. Real-Time Monitoring of Preferences
The platform enables citizens, businesses, and registry services to monitor submitted advertisements continuously. This real-time monitoring feature allows stakeholders to stay updated on whether any public entity with legal preferential rights has expressed an interest in exercising these rights.
4. Registry Services for Banks
Banks can benefit from Casa Pronta by requesting and reviewing permanent land registry certificates. This service is particularly valuable for financial institutions involved in property-related transactions.
Using Casa Pronta: Different Channels
Casa Pronta is designed to be accessible through various channels, catering to different preferences and needs:
a. Online Access
The website provides a user-friendly interface where individuals and businesses can perform several key actions:
Submit advertisements related to property transactions.
Check the status of their advertisements to see if any public entity has expressed interest in exercising preferential rights.
Request and review property registry certificates (available for banks and real estate agencies).
Access the agenda to schedule appointments at Casa Pronta service centers across different jurisdictions.
b. In-Person Service
Casa Pronta service centers, located conveniently throughout Portugal, offer comprehensive support for property transactions. At these centers, individuals can complete all necessary operations under one roof, including:
Drafting and signing purchase and sale agreements.
Arranging mortgage and financing contracts.
Handling property division and transfers.
Processing tax-related matters such as IMT (Imposto Municipal sobre Transmissões Onerosas) and IS (Imposto de Selo) payments.
When visiting a Casa Pronta service center, it’s essential to bring along specific documentation, including identification, property details, and relevant certificates.
c. Video Conferencing
For added convenience, Casa Pronta facilitates property transactions through video conferencing via its Distance Assistance Platform (Plataforma de Atendimento à Distância or PAD). This service is particularly useful for individuals who prefer remote interactions or have difficulty visiting service centers in person.
Scheduling Video Conferences
To schedule a property-related video conference through PAD, users can utilize the SIGA platform. Additionally, the SigaApp mobile application offers a convenient way to manage appointments and participate in video conferences using smartphones or tablets.
Feedback and Support
Casa Pronta encourages user feedback to continually enhance its services and user experience. Users can provide feedback on the website to share their opinions and suggestions for improvement.
Contact Information
For inquiries or assistance, individuals can reach out to the Instituto dos Registos e do Notariado (IRN).
Additionally, the Casa Pronta website provides a directory of public service sites and useful links for further information and resources.
In conclusion, Casa Pronta offered by the Ministry of Justice represents a transformative approach to real estate transactions in Portugal. By centralizing and simplifying the process for buying, selling, and registering properties, Casa Pronta enhances efficiency, accessibility, and transparency. This innovative service empowers individuals, businesses, and public entities by streamlining administrative procedures, facilitating electronic submissions, and ensuring legal compliance. Overall, this service contributes to a more dynamic and accessible real estate market, aligning with Portugal’s commitment to modern, efficient public services.
Hello there! Have you ever found yourself curious about property ownership or pending applications related to a property in Portugal? Well, you’re in luck! This guide will walk you through the process of consulting a permanent certificate of land registration online through the Online Land Registry. Let’s delve into the details and make property information easily accessible to you.
Understanding the Permanent Certificate
A permanent certificate of land registration serves as a consolidated document that provides comprehensive information about a property’s registrations. This includes crucial details such as ownership information, any pending registration applications, and other relevant records. The best part? It’s always up-to-date and accessible online through the user-friendly interface of the Online Land Registry.
Who Can Consult the Permanent Certificate?
Accessing the permanent certificate is open to anyone who possesses the unique access code associated with the certificate. This means that whether you’re a property owner, prospective buyer, or simply interested in learning more about a specific property, you can easily consult the permanent certificate to access this valuable information.
When and Where Can You Access It?
When: The permanent certificate can be accessed at any time, as long as the certificate remains valid.
Where: Access to the permanent certificate is exclusively available online through the official website of the Online Land Registry.
How to Consult the Permanent Certificate
Let’s break down the steps to access and review the permanent certificate online:
Visit the Online Land Registry Website: Start by navigating to the official website of the Online Land Registry using your preferred web browser.
Enter Your Access Code: Input the unique access code that was provided to you when the certificate was requested. Make sure to accurately enter the code, including any capital letters, hyphens, or spaces.
Explore the Certificate Details: Once you’ve successfully entered the access code, you’ll gain instant access to all the valuable information stored within the permanent certificate.
What Information Does It Include?
The permanent certificate may contain different types of information based on the specific property:
Generic Description: Provides an overall summary of all registrations related to the property.
Subordinate Description (Accommodation Unit): Highlights specific records related to an autonomous fraction within the property, such as an apartment or store.
Temporal Fraction: Includes information about records specific to a time-sharing arrangement, if applicable.
Cost of Consultation
Consulting the permanent land registration certificate is completely free of charge. However, it’s important to note that there may be associated costs with requesting the certificate initially.
Understanding the Legal Framework
The process of consulting a permanent certificate of land registration is governed by specific legislation to ensure accuracy and transparency:
Decree-Law no. 116/2008
Ordinance no. 1513/2008
These legal frameworks establish the necessary guidelines and procedures for land registration services provided through the Online Land Registry.
Benefits of Using the Online Land Registry
Accessing property information online through the Online Land Registry offers numerous benefits:
Convenience: Instant access to property details from the comfort of your home.
Transparency: Easily verify property ownership and registration status.
Cost-Effective: Save time and money by avoiding the need for physical visits to government offices.
Additional Resources and Support
If you have any questions or require further assistance regarding property registrations or the use of the Online Land Registry, explore the additional resources available on the website or reach out to relevant authorities for guidance.
Conclusion
Now you’re equipped with the knowledge of how to access essential property information online in Portugal! By utilizing the Online Land Registry platform, you can stay informed and make well-informed decisions regarding real estate matters. Whether you’re a homeowner or simply curious about property records, this online resource is here to assist you.
In recent years, the number of loans for purchasing property in Portugal has gone up specifically for foreigners. Portugal has become an increasingly popular destination for investors, retiree or even expats. According to recent data from the Banco de Portugal, more than 10% of the loans for purchasing a house in the country were granted to foreigners last year, amounting to a staggering 1.2 billion euros.
While the overall amount granted to foreigners decreased slightly compared to the previous year, the number of foreign debtors in the housing market has been steadily rising. In fact, the percentage of foreign debtors increased from 9.5% in 2022 to 11.7% in 2023, showcasing the growing interest in Portuguese real estate among international buyers.
Despite a 24% drop in total housing loans granted by banks in 2023 compared to 2022, largely due to rising interest rates, Portugal remains an attractive option for those seeking to invest in property. And it’s not just Europeans eyeing Portugal’s sunny shores – foreigners from all corners of the globe are taking advantage of the country’s vibrant culture, stunning landscapes, and relatively affordable housing market.
Percentage of Total Amount Granted to Foreigners:
Nationality
Percentage of Total Amount Granted to Foreigners
Brazilians
28%
British
9%
Americans
6%
Banco de Portugal
This influx of foreign buyers not only boosts Portugal’s real estate market but also enriches the country’s cultural diversity. With its welcoming atmosphere, favorable tax incentives, and high quality of life, Portugal continues to attract savvy investors and dreamers alike.
So, whether you’re drawn to the historic charm of Lisbon, the laid-back vibes of the Algarve, or the tranquil beauty of Porto, now might just be the perfect time to make your Portuguese property dreams a reality. Join the ranks of those discovering the magic of Portugal – your dream home could be just a mortgage away!
In today’s fast-paced world, prioritizing your health has never been more important. If you find yourself in need of a medical appointment at the hospital in Portugal, this guide will walk you through the process seamlessly.
When Can You Schedule a Medical Appointment?
Medical appointments can be scheduled at any time during the hospital’s business hours. Whether you prefer on-site scheduling or over the phone, the flexibility caters to your convenience.
Where to Schedule a Medical Appointment?
You have two convenient options to schedule your medical appointment: on-site at the hospital or by phone. Both methods ensure accessibility and ease of use for patients.
Price for Medical Appointments:
Recognizing the pivotal role of cost considerations in healthcare, it’s worth noting that in Portugal, the consultation fee for nursing or other health professionals in the hospital is a mere €5.15, with specialty consultations priced at an affordable €7.75. This cost-effectiveness stands out when comparing healthcare expenses across European countries, showcasing Portugal as a destination where quality medical consultations are not only accessible but also competitively priced in comparison to its European counterparts.
Payment Options: To make the process even more convenient, hospitals accept payments in cash or through ATMs. This flexibility ensures that you can complete your transaction in the way that suits you best.
Deadline for Scheduling:
Time is of the essence when it comes to scheduling medical appointments. Be mindful of the following deadlines:
Very High Priority: A hospital appointment is usually scheduled within 30 consecutive days from the registration.
Priority Realization: A hospital appointment is usually scheduled within 60 consecutive days from the registration.
Normal Priority: A hospital appointment is usually scheduled within 150 consecutive days from the registration.
Please be advised that a hospital appointment is subject to adjustment based on availability. Doctors may opt to schedule appointments earlier if deemed necessary based on the patient’s case. Hence, it is advisable to personally visit the hospital when seeking to arrange a consultation.
In conclusion, prioritizing your health by scheduling a medical appointment in the hospital has never been more accessible. With flexible scheduling options, transparent pricing, and clear deadlines, you can ensure your well-being without unnecessary stress.
Disclaimer: This post is for education purposes only. It’s vital to note that the information provided is based on the latest available data from the ePortugal website as of March 12, 2024. Healthcare regulations are dynamic and subject to change. To stay well-informed, we highly recommend checking the official ePortugal website for the most up-to-date information. Always verify healthcare services through the official SNS website.
Effective communication lies at the heart of successful collaboration. In today’s fast-paced and interconnected world, email remains a cornerstone of professional correspondence. Whether you’re working with colleagues, clients, or external partners, the way you craft your emails can greatly influence the outcome of your collaborative efforts. To ensure seamless collaboration, it’s crucial to convey your ideas, expectations, and requests clearly and concisely. But we understand that finding the right words can sometimes be challenging. That’s why we have curated a collection of 9 collaboration reminder emails to help you foster better collaboration and achieve your goals.
Introduction Email: Learn how to make an impactful first impression and establish a solid foundation for collaboration from the very beginning.
Meeting Request Email: Discover the art of requesting meetings in a professional and persuasive manner to maximize attendance and engagement.
Task Delegation Email: Master the art of delegating tasks effectively by outlining expectations, deadlines, and necessary resources.
Status Update Email: Understand how to provide concise and informative progress reports that keep all stakeholders informed and engaged.
Feedback Request Email: Discover the right approach to requesting and providing feedback to foster a culture of continuous improvement and growth.
Thank You Email: Learn how to express gratitude and appreciation to collaborators, fostering positive relationships and encouraging further cooperation.
Problem Resolution Email: Explore techniques for addressing conflicts and resolving issues professionally and efficiently.
Follow-Up Email: Understand the importance of timely follow-ups and learn how to reinforce commitments and next steps after a meeting or discussion.
Collaboration Closing Email: Master the art of wrapping up collaborative projects with a concise and comprehensive email that summarizes achievements, expresses gratitude, and paves the way for future collaborations.
By incorporating these email samples into your professional repertoire, you can streamline your communication, enhance collaboration, and achieve remarkable results. Whether you’re a seasoned professional or just starting your career, these samples will empower you to convey your thoughts effectively, build strong relationships, and drive successful collaborations.
Stay tuned as we delve into each sample in detail, providing practical tips and real-life examples that will make your email communications shine. So, let’s embark on this journey to transform your collaboration game with these nine invaluable email samples.
Email 1: Subject: Collaboration Reminder – Your Input Is Needed
Dear [Recipient’s Name],
I hope this email finds you well. I am writing to kindly remind you of our ongoing collaboration and to request your valuable input on an important matter.
As you are aware, our collaborative efforts have been crucial in achieving our shared goals. Your expertise and contributions have been invaluable in driving our projects forward. However, there is a pressing matter that requires your attention and input in order to proceed effectively.
[Provide a brief background or context regarding the collaboration and the specific issue at hand.]
Given your unique insights and knowledge in this area, we believe that your input will greatly enhance the quality and success of our collective efforts. Your perspective is highly valued, and we strongly encourage you to share your thoughts, ideas, and suggestions as soon as possible.
We understand that you may have a busy schedule, but we kindly request that you prioritize this matter and allocate some time to review the relevant information and provide your input. Your prompt response would enable us to move forward without any unnecessary delays.
To facilitate the process, I have attached any relevant documents, research findings, or project updates to this email. Please take the time to thoroughly review them and share your insights with us.
If you require any additional information or have any questions, please do not hesitate to reach out to me or the project team. We are available to provide any necessary clarification or support.
Your active involvement is vital to the success of our collaboration, and we greatly appreciate your ongoing commitment. By pooling our expertise and working together, we can achieve remarkable results.
Thank you in advance for your prompt attention to this matter. We look forward to receiving your input and continuing our successful collaboration.
I hope this email finds you well. I am writing to remind you about the upcoming deadline for the Collaboration Progress Report. As discussed previously, this report is an essential component of our ongoing collaboration and serves as a means to track our progress, identify any challenges, and ensure that we are meeting our project objectives.
As per our agreed timeline, the deadline for submitting the Collaboration Progress Report is [Deadline Date], which is now just a few days away. It is crucial that we receive the report on time to maintain transparency and effectively communicate the advancements made in our collaboration to all stakeholders involved.
To assist you in preparing the report, I would like to provide a brief outline of the key elements that should be included:
Introduction: A concise overview of the collaboration project, its objectives, and the parties involved.
Progress Summary: A detailed account of the progress made since the last report, highlighting significant milestones achieved, challenges encountered, and any changes in the project scope or timeline.
Achievements and Results: A comprehensive description of the outcomes attained thus far, emphasizing the positive impact on our collaboration goals and any notable achievements worth mentioning.
Challenges and Mitigation Strategies: An assessment of the challenges faced during the collaboration, along with the strategies implemented to address them. This section should also include any unresolved issues that require immediate attention.
Next Steps: A forward-looking section outlining the next steps in our collaboration, including upcoming milestones, tasks, and deadlines. Additionally, any specific requests or support needed should be clearly stated.
Please ensure that the report is concise yet comprehensive, providing sufficient details to facilitate an accurate evaluation of our progress. It should be submitted via email to [Email Address] no later than [Deadline Time] on [Deadline Date].
If you require any assistance or have any questions regarding the report, please do not hesitate to reach out to me. I am more than willing to provide guidance and support to ensure the successful completion of the Collaboration Progress Report.
Thank you for your attention to this matter, and I look forward to receiving the report within the designated timeline. Your cooperation is greatly appreciated, and I believe that this report will contribute significantly to our continued success.
Email 3: Subject: Collaboration Reminder – Your Participation Is Required
Dear [Recipient’s Name],
This email is a reminder that your participation is required for our collaboration project. We highly appreciate your expertise and insights, and we believe that your contribution is crucial to the success of the project.
Please let us know if you have any questions or concerns, and we will be happy to assist you. We value your participation and look forward to working with you.
Thank you for your time and effort in this collaboration project.
I hope this email finds you well. I am writing to remind you about our upcoming collaboration meeting, scheduled for [Date] at [Time]. As previously discussed, the purpose of this meeting is to discuss important matters related to our ongoing project and to ensure effective collaboration among team members.
To make the most of our time together, I kindly request that you review the agenda items outlined below:
Welcome and Introductions
Brief introduction of new team members, if applicable
Project Updates
Progress report on tasks and milestones achieved
Identification of any challenges or roadblocks encountered
Discussion of possible solutions or adjustments to project plans
Discussion Topics
Item 1: [Topic]
Background information and context
Key points for discussion
Desired outcomes
Item 2: [Topic]
Background information and context
Key points for discussion
Desired outcomes
Action Items and Assignments
Review and confirmation of action items from previous meetings
Assignments of new tasks, if necessary
Setting deadlines and responsible parties
Any Other Business (AOB)
Open floor for additional topics, concerns, or announcements
Please come prepared with any relevant materials, reports, or updates pertaining to the agenda items. Your active participation and input are essential for the success of this meeting and the overall progress of our project.
The meeting will be held [Specify Location if in-person / Specify Video Conference Platform if virtual]. If you are unable to attend, please let me know as soon as possible, and we will try to accommodate your schedule or provide you with meeting minutes and any relevant materials afterward.
If you have any additional agenda items or suggestions, please feel free to share them with me before the meeting, and I will be happy to incorporate them, if appropriate.
Thank you for your attention to this matter, and I look forward to a productive and fruitful discussion during our collaboration meeting.
Email 5: Subject: Collaboration Reminder – Your Feedback Is Required
Dear [Recipient’s Name],
I hope this email finds you well. I am writing to kindly remind you about our ongoing collaboration and to request your valuable feedback.
As you are aware, we have been working together on [project/initiative/task] for [duration]. Our collective efforts have made significant progress, and I would like to express my gratitude for your commitment and contribution to the team. Your input has been instrumental in shaping the outcomes thus far.
At this stage, it is crucial for us to gather feedback from all stakeholders involved to ensure that we are on track and meeting the desired objectives. Your perspective is highly valued, as it will provide us with valuable insights and help us enhance our collaboration even further.
I kindly request you to take a moment to share your thoughts and observations regarding the following aspects of our collaboration:
Effectiveness of communication channels and frequency
Clarity and alignment of goals and expectations
Cooperation and coordination within the team
Overall satisfaction with the progress made
Your feedback will enable us to identify any areas that require improvement and address any concerns promptly. We are committed to creating a supportive and productive environment for everyone involved.
Please take a few minutes to complete the attached feedback form or provide your feedback directly via email by [deadline]. Your responses will be treated confidentially, and we encourage you to provide honest and constructive feedback.
I genuinely appreciate your time and effort in providing your valuable insights. Your input will play a crucial role in enhancing our collaboration and achieving our shared goals. If you have any questions or require further clarification, please do not hesitate to reach out to me.
Thank you once again for your dedication and cooperation. I look forward to receiving your feedback and continuing our successful collaboration.
This email is to remind you that the deadline for our collaboration project is approaching. We highly appreciate your efforts and look forward to reviewing your contributions.
Please let us know if you have any questions or concerns, and we will be happy to assist you. We value your participation and contribution to this project.
Thank you for your time and effort in this collaboration project.
Best regards,
[Your Name]
Email 7: Subject: Collaboration Reminder – Your Support Is Needed
Dear [Recipient’s Name],
This email is a reminder that your support is needed for our collaboration project. We highly appreciate your expertise and insights, and we believe that your contribution is crucial to the success of the project.
Please let us know if you have any questions or concerns, and we will be happy to assist you. We value your participation and look forward to working with you.
Thank you for your time and effort in this collaboration project.
I hope this email finds you well. I am writing to inform you that the collaboration meeting, previously scheduled for [date and time], has been rescheduled. We highly appreciate your attendance and input during the meeting, as your contribution is crucial to the success of the project.
Due to unforeseen circumstances, we have determined that rescheduling the meeting is necessary to ensure the availability of all key stakeholders and optimize the outcome of our collaboration. The new date and time for the meeting are as follows:
We apologize for any inconvenience caused by this change and sincerely appreciate your understanding. Your presence and insights during the meeting will significantly contribute to the progress and effectiveness of our collaborative efforts.
If you have any questions, concerns, or require any additional information, please do not hesitate to reach out to me. I am here to assist you and provide any clarification you may need.
Thank you for your ongoing commitment and effort in this collaboration project. We value your participation and look forward to your valuable input during the rescheduled meeting.
Email 9: Subject: Collaboration Reminder – Your Assistance Is Required
Dear [Recipient’s Name],
I hope this email finds you well. I am writing to remind you about our ongoing collaboration project and kindly request your assistance. We highly appreciate your expertise and insights, as they play a crucial role in ensuring the success of this initiative.
As a valued collaborator, your contributions have been instrumental in advancing the project thus far. Your unique perspective and expertise have greatly enriched our discussions and outcomes. We deeply value your participation and the unique insights you bring to the table.
We kindly ask you to please allocate some time to provide your input and expertise in the following areas:
[Specify the areas/topics where their expertise is particularly important]
[Mention any specific tasks or responsibilities assigned to them]
Your assistance in these matters is vital for us to achieve our collective goals effectively. Should you have any questions or concerns regarding the project or your role in it, please do not hesitate to reach out. We are here to support you and provide any clarification you may need.
We genuinely appreciate your commitment and dedication to this collaboration project. Your continued involvement will significantly contribute to our success. Thank you for your time and effort in advancing our shared goals.
In conclusion, collaboration reminder emails are a valuable tool in today’s collaborative work environments. They serve as a catalyst for effective teamwork, ensuring that everyone is aware of their responsibilities, deadlines, and objectives. By employing clear communication, empathy, and the right level of assertiveness, these emails play a pivotal role in keeping collaboration on track and driving success. So, don’t hesitate to craft a well-worded collaboration reminder email and witness the power it holds in bringing teams together to achieve greatness.
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